You’re pregnant and would like to travel? Expect the unexpected and make sure your insurance will cover you.
Will you be able to find travel insurance that will cover you?
If you’re pregnant and would like to travel, let your travel insurance broker do the research for you and inform you of any exclusions. Please note that if your doctor has asked you not to travel, there is no insurance company that will accept to cover you. Generally speaking, travelling by plane in the first 3 months of your pregnancy is not recommended. Most companies have exclusions pertaining to coverage during the 9 weeks prior to your expected delivery date as well as the 9 weeks after the delivery.
It is vital that you disclose all medical information and it is up to you to decide if it is worth the risk. However, please remember that if you decide to take the risk and a premature delivery occurs, there is not a single company that will cover the new baby. Also, keep in mind that if the baby is born prematurely, the price tag that goes along with it could become astronomical, specially in United States, with costs reaching as high as $5,000.00 per day.
Take the time to properly inform yourself and consider all possibilities and risks.