Boat Insurance - Ogilvy Insurance

Boat insurance policy terms and conditions are not standard from one company to the next so it is important to understand some of the key points that may affect your coverage.

Basic Boat Quote
Performance Boat Quote
Cruiser & Yacht Quote

Here are some of the things that you may need to consider and communicate when selecting the insurer for your boat. This is not a complete list. It is meant to start the conversation.

  • How are you going to use your boat? This not only means how you use it usually but also how you could use it unusually;
  • What speed does your boat go? This is not how fast you drive it but how fast it can go;
  • If you trailer your boat, how often and how far do you go?
  • Where do you plan to use your boat? Depending on where you live there may be policy restrictions;
  • If you travel out of province, do you have proper travel insurance if you get sick or get injured?
  • Do you have specialized and/or expensive equipment on board?
  • Do you participate in Tournaments, Derbys, Poker Runs or any other events with your boat?
  • Do you plan on using your boat between November 30th and April 1st?
  • Are you planning to lay up your boat for an extended period of time?
  • Is your boat customized in any way (Engines, Drives, Paint, other fixed equipment etc.)
  • Is your boat used for Business purposes?
  • Do you live on your boat?