Blog From our claims file: Minor car accident in Ontario

What do I need to know about a making travel insurance claim?

[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][fusion_text]The claim is still open because the insurer is subrogating against the vehicle manufacturer.

Claim Description: In September, 2013 an Ontario auto policy client was involved in a minor accident,  she rear-ended a vehicle.

Coverage: Full coverage with a $500 Collision deductible

Total claim payment: $6934 in repairs + $813 for rental

Claim reassessed:

The initial claim was handled quickly by Intact’s claim department.

Several weeks later the customer received a recall notice from the manufacture of her vehicle.  The recall listed a potential malfunction of the brake assist feature of the vehicle, increasing the risk of an accident.  The customer provided this information to Intact and within a few weeks they advised her, that as a result of the recall, Intact would not hold our customer responsible for the accident.

Note: The determination of responsibility in a vehicle accident can have a signification impact on your future insurance rating and premiums.[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

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