Safety & Prevention

/Safety & Prevention
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VIDEO QUIZ: Are you a winter driving pro or just learning? Quick Tips to Keep You Safe On the Road – How do you score?

By |November 13th, 2017|

We all wish summer would last forever, especially in provinces where the temperature drops below zero and we face heavy snowfall for several months out of the year. If you have lived in Canada, you know what it is to have to battle the snow on the roads. Here is the first in our series […]

Distracted Driving and Car Insurance Costs

By |October 19th, 2016|

Does Distracted Driving Affect Car Insurance Rates?
Distracted driving and car insurance do not mix well. Most people have heard that if you have an at-fault accident your car insurance prices will go up. But what happens to car insurance prices due to distracted driving incidents? Will your car insurance rate go up? What if it isn’t […]

Young Driver Safety and Distracted Driving

By |October 19th, 2016|

Distracted driving and young driver safety is the focus of National Teen Driver Safety Week (NTDSW), October 16-22, 2016. To mark the occasion, Parachute, a national charitable organization dedicated to preventing injuries and saving lives, released the results of a survey they commissioned concerning the attitudes of young drivers regarding texting & driving and driving […]

Polar Vortex? 5 Tips for Driving & Car Safety – Plus : Free Coverages and Discounts You May Want To Know About

By |January 10th, 2014|

The New Year rang in with extreme cold and low temperatures, a complete turn around from the milder weather that put tens of thousands in Eastern Canada at risk from the Ice Storm and power outages just a week ago. As the weather changes, driving is often dangerous. We covered some safe driving tips with […]

Ice Storm Leaves Tens of Thousands Without Power – Tips to Stay Safe and Cut Your Losses | Will Insurance Pay #IceStorm2013

By |December 25th, 2013|

Although it is the holiday season and many have celebrated a warm and happy Christmas, there are still tens of thousands without power in Toronto.

We’ve put together the following information to help with some tips on how to stay safe, as well as help you understand what resources you may have in regard to […]

Tips to Making Your Holidays Bright While Preventing Fire In Your Home

By |December 22nd, 2013|

For many the holiday season is about spending time with family, reflecting on the year past or setting goals for the future. Every year thousands of people are injured due to fire, and there are hundreds of millions of dollars in property damage due to fires. According to NFPA statistics, most holiday related fires in the home break out after Christmas Day and one of every 40 reported home structure Christmas tree fires resulted in a death compared to an average of one death per 142 total reported home structure fires.
We’d like to help you keep your family safe this holiday season.

What are your favorite holiday traditions? What kinds of tips would you add to help everyone keep safe?


Facts about Holiday Fires

32% of home Christmas Tree fires affecting home (structures) were due to electrical failures or malfunctions
One in six (17%) occurred because some type of heat source was too close to the tree.
Decorative lights on line voltage were involved in 12%
7% percent of home Christmas tree fires were started by candles.

Source: November 2013 report: NFPA’s “Home Christmas Tree and Holiday Light Fires”


The lights on the Christmas tree.
Many people think that because they have an artificial tree, that their risks for fire are lessened. This is false. Whether you have a natural or artificial tree, there are still very serious fire risks.

If you buy an artificial tree, make sure that it is fire resistant – not all trees are.
Natural trees require regular watering, your tree should never feel dry to the touch, this then becomes a major fire hazard. Whether or not you have those LED lights, a dry tree can go up in flames quickly. Do not take the risks.

A demonstration showing how flammable a dry Christmas tree can be as opposed to a tree watered regularly.


Candlelight makes for beautiful ambiance during the holidays and is part of many holiday traditions.
Use caution when using candles, and always keep them in sight.

Trim the wick to ¼ inch each time before burning a candle. Long or crooked wicks can cause uneven burning, dripping or flaring.
Avoid drafts, vents or air currents. This will help prevent rapid or uneven burning, sooting, and excessive dripping.
Don’t burn a candle all the way down. For a margin of safety, discontinue burning a candle when 2 inches of wax remains (1/2 inch if in a container).
Extinguish a candle if it smokes, flickers repeatedly, or the flame becomes too high. The candle isn’t burning properly and the flame isn’t controlled. Let the candle cool, trim the wick, then check for drafts before re-lighting.
Place burning candles at least three inches apart from one another. This is to make sure they don’t melt one another, or create their own drafts that will cause the candles to burn improperly.
Keep candles out of the reach of children and pets.
According to the National Candle Association, nearly 10,000 residential fires are caused each year by the careless or inappropriate use of candles. Click here for a complete list of candle safety rules or download a PDF.


Don’t forget about: Electrical Fire Hazards […]

Toronto Floods – Information to help you during the severe weather situation

By |July 8th, 2013|

Resources and tips for those in Toronto in regard to the flooding July 2013.