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Driving internationally, are you insured?

By |September 27th, 2016|

How does my Canadian car insurance policy cover me when I’m driving internationally?

In the rest of Canada or USA
Outside of Canada and the USA

Car accidents are settled according to the laws in the jurisdiction where the accident occurs. For this reason, it is important to understand how your Canadian car insurance policy responds when you […]

Polar Vortex? 5 Tips for Driving & Car Safety – Plus : Free Coverages and Discounts You May Want To Know About

By |January 10th, 2014|

The New Year rang in with extreme cold and low temperatures, a complete turn around from the milder weather that put tens of thousands in Eastern Canada at risk from the Ice Storm and power outages just a week ago. As the weather changes, driving is often dangerous. We covered some safe driving tips with […]

From our claims file: At the pump

By |October 16th, 2013|

Claim Description: The wrong type of fuel, in this case, regular gasoline, was pumped into a diesel car.

Client’s Coverage: The auto policy includes “All Perils” & QEF 20 (Loss of Use).

Total Claim Payment: $9,062.89 after the $500 deductible was applied. Claim Payment included clean out and repair of the engine and a rental vehicle while the car was […]

From our claims file: Water flows through entire house

By |October 9th, 2013|

Claims Description: A contractor was in the process of renovating the upstairs bathroom. While the owners were away during the weekend, the temporary valve for the toilet failed, allowing the water to flow unabated from the second floor, to main floor and then to basement causing extensive damage at all levels.

Client’s Coverage: Homeowners Comprehensive Form.

Claim […]

Hailstorm tips: protecting yourself, your family and your home.

By |July 19th, 2013|

Oh my Hail!!
At 3:30 AM this morning, Environment Canada issued these severe weather warnings:

Today..Scattered thunderstorms are expected over northeastern and Southern Ontario. There is a slight risk that some of these thunderstorms could be severe with damaging winds, hail and torrential downpours as the threats. An isolated tornado is also possible.
This evening..Scattered thunderstorms are expected […]

Distracted Driving – Legally?

By |July 18th, 2013|

Even though many jurisdictions have enacted laws against driving while using a handheld phone, this early study seems to indicate communicating hands-free may not be the entire solution.

This is much more than an insurance issue.  Perhaps designers should think about including additional safety systems while the hands free is activated.  For their part, drivers could […]

Seatbelts and Child Safety Seats Save Lives

By |March 16th, 2012|

When my son was born, I put one of those yellow “Baby on Board” signs in the back window of my car. I suppose it gave me a small amount of hope that if the person in the car behind me saw it, they would not tail gate. 10 years later, the yellow sign is long gone, but I continue to rely on the safety features my vehicle provides. I always made sure my son was buckled up, but when he turned 8 and graduated from car seat to just a seat belt, I decided to entrust him with the responsibility of […]