Car Insurance

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VIDEO QUIZ: Are you a winter driving pro or just learning? Quick Tips to Keep You Safe On the Road – How do you score?

By |November 13th, 2017|

We all wish summer would last forever, especially in provinces where the temperature drops below zero and we face heavy snowfall for several months out of the year. If you have lived in Canada, you know what it is to have to battle the snow on the roads. Here is the first in our series […]

Car insurance – some things to remember

By |November 6th, 2017|

If you are in the market for car insurance, there are some things you should keep in mind.

Car insurance premiums are determined by many different factors, such as your age, driving record, where you live, and the vehicle’s make, model and year.

New cars are often more expensive to insure because they can be more expensive […]

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10 car insurance discounts that could save you money

By |October 16th, 2017|

There are plenty of ways to save on car insurance, from choosing the right ride to limiting how much you drive. But if you’re wondering how you could save even more, here’s a handy list of discounts to discuss with your licensed broker:

1. Anti-theft discount. For drivers who install an after-market alarm system or use […]

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What to do when you are in a car accident?

By |February 1st, 2017|

What you do when you are in a car accident depends on the situation and type of accident. The information you need, if the police need to be involved and other questions can have different answers depending on the situation. If you know the basics it can make the process less stressful.
A Minor accident
Often referred to […]

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What Were the Most Stolen Cars in 2016?

By |December 16th, 2016|

One of the factors that determines the cost of car insurance is where a car places on the Canada’s most stolen cars list. As insurance brokers, we can tell you this information as well as take into consideration other factors to determine your car insurance premium before your make a purchase.

How to prevent your car […]

Distracted Driving and Car Insurance Costs

By |October 19th, 2016|

Does Distracted Driving Affect Car Insurance Rates?
Distracted driving and car insurance do not mix well. Most people have heard that if you have an at-fault accident your car insurance prices will go up. But what happens to car insurance prices due to distracted driving incidents? Will your car insurance rate go up? What if it isn’t […]

Young Driver Safety and Distracted Driving

By |October 19th, 2016|

Distracted driving and young driver safety is the focus of National Teen Driver Safety Week (NTDSW), October 16-22, 2016. To mark the occasion, Parachute, a national charitable organization dedicated to preventing injuries and saving lives, released the results of a survey they commissioned concerning the attitudes of young drivers regarding texting & driving and driving […]

Driving internationally, are you insured?

By |September 27th, 2016|

How does my Canadian car insurance policy cover me when I’m driving internationally?

In the rest of Canada or USA
Outside of Canada and the USA

Car accidents are settled according to the laws in the jurisdiction where the accident occurs. For this reason, it is important to understand how your Canadian car insurance policy responds when you […]

Does my car insurance cover me if I’m an UberX driver?

By |February 8th, 2016|

UberX and Ride Sharing: Does my car insurance protect me if I’m an Uberx driver? For most, it doesn’t!

Car insurance generally falls into two categories – personal use or commercial use. So what happens when I use my personal car for commercial purposes like being an UberX driver?

The short answer is that if you are […]

Snow Tire Insurance Discount

By |February 2nd, 2016|

“Drivers may have to wait months for snow tire insurance discount.”

Ontario’s newly mandated premium discount for using snow tires, in effect as of January 1, 2016, does not require insurers to give the snow tire insurance discount immediately. Insurers can wait until the policy renewal, which could still be many months away, to apply the […]