Car claims

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Distracted Driving and Car Insurance Costs

By |October 19th, 2016|

Does Distracted Driving Affect Car Insurance Rates?
Distracted driving and car insurance do not mix well. Most people have heard that if you have an at-fault accident your car insurance prices will go up. But what happens to car insurance prices due to distracted driving incidents? Will your car insurance rate go up? What if it isn’t […]

From our claims file: Minor car accident in Ontario

By |December 12th, 2013|

The claim is still open because the insurer is subrogating against the vehicle manufacturer.

Claim Description: In September, 2013 an Ontario auto policy client was involved in a minor accident,  she rear-ended a vehicle.

Coverage: Full coverage with a $500 Collision deductible

Total claim payment: $6934 in repairs + $813 for rental

Claim reassessed:

The initial claim was handled quickly […]

From our claims file: At the pump

By |October 16th, 2013|

Claim Description: The wrong type of fuel, in this case, regular gasoline, was pumped into a diesel car.

Client’s Coverage: The auto policy includes “All Perils” & QEF 20 (Loss of Use).

Total Claim Payment: $9,062.89 after the $500 deductible was applied. Claim Payment included clean out and repair of the engine and a rental vehicle while the car was […]