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Pre-existing Condition Exclusions in Travel Insurance

By |November 4th, 2016|

Exclusion: Pre-existing condition
The pre-existing condition exclusion is one of the most important details of your insurance policy but is rarely fully understood.

Definition: For the purposes of an insurance policy, a pre-existing condition is a personal illness or medical condition that exists prior to the effective date of your insurance coverage.

This definition is widely understood and […]

Distracted Driving and Car Insurance Costs

By |October 19th, 2016|

Does Distracted Driving Affect Car Insurance Rates?
Distracted driving and car insurance do not mix well. Most people have heard that if you have an at-fault accident your car insurance prices will go up. But what happens to car insurance prices due to distracted driving incidents? Will your car insurance rate go up? What if it isn’t […]

Young Driver Safety and Distracted Driving

By |October 19th, 2016|

Distracted driving and young driver safety is the focus of National Teen Driver Safety Week (NTDSW), October 16-22, 2016. To mark the occasion, Parachute, a national charitable organization dedicated to preventing injuries and saving lives, released the results of a survey they commissioned concerning the attitudes of young drivers regarding texting & driving and driving […]

Buying a New Car? Here’s What You Need to Know About Replacement Insurance

By |February 19th, 2015|

Buying a new car? Here’s what you need to know about Replacement Insurance
Based on data compiled by the AMF*, you may pay more for replacement insurance purchased through a car dealer.
*Source: 2013 annual report on financial institutions This link will open in a new window (in French only)If you have bought a new car in […]