Lost Passport and Travel Insurance

By |September 16th, 2015|

A lost Passport, particularly when you are traveling, can be a serious inconvenience. The degree of the problem will be influenced by your itinerary and the country you are in at the time you recognize your passport is missing.   Regardless if it is simply lost, stolen or damaged to the point that it is no […]

G1 drivers – set your insurance experience on the right path

By |August 9th, 2015|

Getting your drivers license for the first time is exciting!  G1 drivers have a long road of learning ahead of them and should take advantage of opportunities to help build a solid insurance history.

In Ontario, all new drivers progress through a graduated licensing system.   G1 drivers have 12 months to acquire proper driving skills before […]

Buying a New Car? Here’s What You Need to Know About Replacement Insurance

By |February 19th, 2015|

Buying a new car? Here’s what you need to know about Replacement Insurance
Based on data compiled by the AMF*, you may pay more for replacement insurance purchased through a car dealer.
*Source: 2013 annual report on financial institutions This link will open in a new window (in French only)If you have bought a new car in […]

What really affects the cost of new car insurance?

By |July 2nd, 2014|

Some tips to get you thinking and help you out on the factors in price for insurance before you buy the car.

What REALLY affects the cost of insurance?

Please note that  these are general guidelines, but hopefully they will help you on the right track, and will avoid any unnecessary surprises! Because when budgeting for your […]

Thoughts and advice: Mexico trip gone wrong

By |January 17th, 2014|

There are so many beautiful vacation destinations with warm sunshine and endless beaches that have far fewer examples such as this one: Calgary woman seriously injured after a balcony railing gave way in Mexico. (article from Global News)

First, we would like to point out that there is no mention of a specific insurance company or […]

From Travel Underwriters’ claims files: Coordinating a Dramatic Jungle Rescue

By |January 16th, 2014|

Imagine this: You’re deep in the jungles of Malaysia, when you’re suddenly gripped by nausea. You start sweating profusely and it’s not from the heat. Horrified, you slip into unconsciousness…just as the local “witch doctor” arrives.

 Some time ago, this happened to our client, Clara. The outcome could have been far worse had she not purchased […]

Polar Vortex? 5 Tips for Driving & Car Safety – Plus : Free Coverages and Discounts You May Want To Know About

By |January 10th, 2014|

The New Year rang in with extreme cold and low temperatures, a complete turn around from the milder weather that put tens of thousands in Eastern Canada at risk from the Ice Storm and power outages just a week ago. As the weather changes, driving is often dangerous. We covered some safe driving tips with […]

Ice Storm Leaves Tens of Thousands Without Power – Tips to Stay Safe and Cut Your Losses | Will Insurance Pay #IceStorm2013

By |December 25th, 2013|

Although it is the holiday season and many have celebrated a warm and happy Christmas, there are still tens of thousands without power in Toronto.

We’ve put together the following information to help with some tips on how to stay safe, as well as help you understand what resources you may have in regard to […]

Tips to Making Your Holidays Bright While Preventing Fire In Your Home

By |December 22nd, 2013|

For many the holiday season is about spending time with family, reflecting on the year past or setting goals for the future. Every year thousands of people are injured due to fire, and there are hundreds of millions of dollars in property damage due to fires. According to NFPA statistics, most holiday related fires in the home break out after Christmas Day and one of every 40 reported home structure Christmas tree fires resulted in a death compared to an average of one death per 142 total reported home structure fires.
We’d like to help you keep your family safe this holiday season.

What are your favorite holiday traditions? What kinds of tips would you add to help everyone keep safe?

Facts about Holiday Fires

32% of home Christmas Tree fires affecting home (structures) were due to electrical failures or malfunctions
One in six (17%) occurred because some type of heat source was too close to the tree.
Decorative lights on line voltage were involved in 12%
7% percent of home Christmas tree fires were started by candles.

Source: November 2013 report: NFPA’s “Home Christmas Tree and Holiday Light Fires”

The lights on the Christmas tree.
Many people think that because they have an artificial tree, that their risks for fire are lessened. This is false. Whether you have a natural or artificial tree, there are still very serious fire risks.

If you buy an artificial tree, make sure that it is fire resistant – not all trees are.
Natural trees require regular watering, your tree should never feel dry to the touch, this then becomes a major fire hazard. Whether or not you have those LED lights, a dry tree can go up in flames quickly. Do not take the risks.

A demonstration showing how flammable a dry Christmas tree can be as opposed to a tree watered regularly.

Candlelight makes for beautiful ambiance during the holidays and is part of many holiday traditions.
Use caution when using candles, and always keep them in sight.

Trim the wick to ¼ inch each time before burning a candle. Long or crooked wicks can cause uneven burning, dripping or flaring.
Avoid drafts, vents or air currents. This will help prevent rapid or uneven burning, sooting, and excessive dripping.
Don’t burn a candle all the way down. For a margin of safety, discontinue burning a candle when 2 inches of wax remains (1/2 inch if in a container).
Extinguish a candle if it smokes, flickers repeatedly, or the flame becomes too high. The candle isn’t burning properly and the flame isn’t controlled. Let the candle cool, trim the wick, then check for drafts before re-lighting.
Place burning candles at least three inches apart from one another. This is to make sure they don’t melt one another, or create their own drafts that will cause the candles to burn improperly.
Keep candles out of the reach of children and pets.
According to the National Candle Association, nearly 10,000 residential fires are caused each year by the careless or inappropriate use of candles. Click here for a complete list of candle safety rules or download a PDF.

Don’t forget about: Electrical Fire Hazards […]

Are you traveling with children for the holidays?

By |December 21st, 2013|

Are you traveling with children during the holidays? Passport Canada has a section for Children and travel filled with important information and tips to make your trip easier.

 Here are some more tips when travelling with children.