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  • holiday gifts covered by home insurance

Are Your Holiday Gifts Covered by Your Existing Insurance?

2017-12-10T23:56:33+00:00

Are your holiday gifts covered under your existing insurance? If you have home insurance or contents insurance through a condo or co-op policy, then the gifts you have received over the holidays would normally fall under the coverage in your contents amount. The catch is, you have to make sure that your contents amount is

  • stolen cars

What Were the Most Stolen Cars in 2016?

2017-12-10T23:56:34+00:00

One of the factors that determines the cost of car insurance is where a car places on the Canada's most stolen cars list. As insurance brokers, we can tell you this information as well as take into consideration other factors to determine your car insurance premium before your make a purchase. How to prevent your

  • Understanding condo insurance

Understanding Condo Insurance

2017-12-10T23:56:36+00:00

Condo insurance is different than renter or homeowner insurance. The main reason is the unique relationship between the condo corporation and the individual condo unit owners. Condo Corp and Unit Owner insurance policies are designed to complement each other so that each interest is protected without duplicating coverage. In general terms, the condo corporation’s policy

  • Moving to Canada

Moving to Canada? Here is what you need to know.

2017-12-10T23:56:36+00:00

As brokers we often have referrals from our clients for people moving to Canada. Many of the insurance companies we deal with have operations internationally. However, one of the things that is not always obvious when moving to Canada is that even though the insurance company may be the same, or the coverages may be

  • Earthquake insurance

Earthquake Insurance for Homes – Insurable but Often Uninsured

2017-12-10T23:56:38+00:00

Earthquake insurance factors to think about: Earthquake defined Why it’s not purchased Exposure: Frequency & Severity Government intervention Insurance costs and conditions “Earthquake” defined Merriam-Webster defines earthquake as: a shaking or trembling of the earth that is volcanic or tectonic in origin; a shaking of a part of the earth's surface that often causes great

  • Cost of prescription drugs

Cost of Prescription Drugs in Quebec

2017-12-10T23:56:40+00:00

The cost of prescription drugs and what it consists of: With the increasing cost of health services, it is now more important than ever for employees to be aware the cost of prescription drugs. The cost of prescription drugs is made up of: The Drug Ingredient Cost is the amount a pharmacist pays to

  • Travel Insurance Pre-existing Conditions

Pre-existing Condition Exclusions in Travel Insurance

2017-12-10T23:56:41+00:00 Tags: , , , , |

Exclusion: Pre-existing condition The pre-existing condition exclusion is one of the most important details of your insurance policy but is rarely fully understood. Definition: For the purposes of an insurance policy, a pre-existing condition is a personal illness or medical condition that exists prior to the effective date of your insurance coverage. This definition

  • distracted driving and young drivers

Young Driver Safety and Distracted Driving

2017-12-10T23:56:44+00:00 Tags: , , , , , |

Distracted driving and young driver safety is the focus of National Teen Driver Safety Week (NTDSW), October 16-22, 2016. To mark the occasion, Parachute, a national charitable organization dedicated to preventing injuries and saving lives, released the results of a survey they commissioned concerning the attitudes of young drivers regarding texting & driving and driving

  • Driving internatioally insurance covereage

Driving internationally, are you insured?

2017-12-10T23:56:45+00:00

How does my Canadian car insurance policy cover me when I'm driving internationally? In the rest of Canada or USA Outside of Canada and the USA Car accidents are settled according to the laws in the jurisdiction where the accident occurs. For this reason, it is important to understand how your Canadian car insurance