Blog

­

Driving internationally, are you insured?

By |September 27th, 2016|

How does my Canadian car insurance policy cover me when I’m driving internationally?

In the rest of Canada or USA
Outside of Canada and the USA

Car accidents are settled according to the laws in the jurisdiction where the accident occurs. For this reason, it is important to understand how your Canadian car insurance policy responds when you […]

Does my car insurance cover me if I’m an UberX driver?

By |February 8th, 2016|

UberX and Ride Sharing: Does my car insurance protect me if I’m an Uberx driver? For most, it doesn’t!

Car insurance generally falls into two categories – personal use or commercial use. So what happens when I use my personal car for commercial purposes like being an UberX driver?

The short answer is that if you are […]

Snow Tire Insurance Discount

By |February 2nd, 2016|

“Drivers may have to wait months for snow tire insurance discount.”

Ontario’s newly mandated premium discount for using snow tires, in effect as of January 1, 2016, does not require insurers to give the snow tire insurance discount immediately. Insurers can wait until the policy renewal, which could still be many months away, to apply the […]

Is Travel Insurance Worth The Cost?

By |October 6th, 2015|

Of course if everything goes according to plan, buying insurance is an unnecessary expense.  The main problem is that if your crystal ball isn’t fully powered, you may have difficulty predicting the future, making the purchase of insurance a necessity.  An injury or illness can be even more difficult, when trying to deal with an […]

Lost Passport and Travel Insurance

By |September 16th, 2015|

A lost Passport, particularly when you are traveling, can be a serious inconvenience. The degree of the problem will be influenced by your itinerary and the country you are in at the time you recognize your passport is missing.   Regardless if it is simply lost, stolen or damaged to the point that it is no […]

G1 drivers – set your insurance experience on the right path

By |August 9th, 2015|

Getting your drivers license for the first time is exciting!  G1 drivers have a long road of learning ahead of them and should take advantage of opportunities to help build a solid insurance history.

In Ontario, all new drivers progress through a graduated licensing system.   G1 drivers have 12 months to acquire proper driving skills before […]

Buying a New Car? Here’s What You Need to Know About Replacement Insurance

By |February 19th, 2015|

Buying a new car? Here’s what you need to know about Replacement Insurance
Based on data compiled by the AMF*, you may pay more for replacement insurance purchased through a car dealer.
*Source: 2013 annual report on financial institutions This link will open in a new window (in French only)If you have bought a new car in […]

What really affects the cost of new car insurance?

By |July 2nd, 2014|

Some tips to get you thinking and help you out on the factors in price for insurance before you buy the car.

What REALLY affects the cost of insurance?

Please note that  these are general guidelines, but hopefully they will help you on the right track, and will avoid any unnecessary surprises! Because when budgeting for your […]

Thoughts and advice: Mexico trip gone wrong

By |January 17th, 2014|

There are so many beautiful vacation destinations with warm sunshine and endless beaches that have far fewer examples such as this one: Calgary woman seriously injured after a balcony railing gave way in Mexico. (article from Global News)

First, we would like to point out that there is no mention of a specific insurance company or […]

From Travel Underwriters’ claims files: Coordinating a Dramatic Jungle Rescue

By |January 16th, 2014|

Imagine this: You’re deep in the jungles of Malaysia, when you’re suddenly gripped by nausea. You start sweating profusely and it’s not from the heat. Horrified, you slip into unconsciousness…just as the local “witch doctor” arrives.

 Some time ago, this happened to our client, Clara. The outcome could have been far worse had she not purchased […]