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Ogilvy Insurance

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So far Ogilvy Insurance has created 3 blog entries.

Earthquake Insurance for Homes – Insurable but Often Uninsured

By |November 22nd, 2016|

Earthquake insurance factors to think about:

Earthquake defined
Why it’s not purchased
Exposure: Frequency & Severity
Government intervention
Insurance costs and conditions

“Earthquake” defined
Merriam-Webster defines earthquake as: a shaking or trembling of the earth that is volcanic or tectonic in origin; a shaking of a part of the earth’s surface that often causes great damage.
Issue: Why is earthquake insurance not purchased?
Earthquake […]

Pre-existing Condition Exclusions in Travel Insurance

By |November 4th, 2016|

Exclusion: Pre-existing condition
The pre-existing condition exclusion is one of the most important details of your insurance policy but is rarely fully understood.

Definition: For the purposes of an insurance policy, a pre-existing condition is a personal illness or medical condition that exists prior to the effective date of your insurance coverage.

This definition is widely understood and […]